Maloney promoted to AVP at MutualOne Bank

Mark R. Haranas, president and CEO of MutualOne Bank, has announced the promotion of Lynnette A. Maloney of Blackstone to assistant vice president, commercial lending.

Maloney supervises commercial lending support personnel, and is responsible for managing the Bank’s lending documentation. She joined MutualOne Bank in 2012 from Bank of America, where she served as a portfolio monitoring officer.

Maloney holds a bachelor’s degree from the University of Massachusetts in Amherst.

Now hiring: Outside Mortgage Originator

MutualOne BankExperience & Education Requirements:

• Bachelor’s degree or equivalent business development experience

• Must meet licensing requirements of NMLS

• Sufficient computer skills to work with mortgage origination software

• Strong customer service and communication skills

Job Requirements:

• Good understanding of lending compliance procedures, laws and regulations

• Proficiency with loan origination software, Fannie Mae DU, Microsoft Word and Excel programs

• Needs to be self-motivated, analyze situations and set priorities

Specific Job Functions:

• Primary duty is to engage in sales outside and away from any Bank or other office.  Expected to customarily and regularly hold outside meetings with potential borrowers and referral sources

• Attracts new mortgage loan applications by developing relationships within the community, specifically with the real estate community

• Meets with clients, reviews financial documents and communicates with the borrowers regarding their choices of interest rates and loan terms

• Takes, prepares and provides complete mortgage loan applications from prospective borrowers, including all necessary documentation for presentation to the processing area

• Maintains a thorough knowledge of all loan and deposit products in order to provide the best options to customers based on the circumstances

• Maintains a professional appearance and attitude when representing the Bank and available for customers on nights and weekends

• Develops relationships to solicit new business and expand the business of current customers by selling the Bank’s full line of financial products

• Updates job knowledge by participating in educational opportunities, reading professional publications, maintaining personal networks and participating in professional organizations

• Completes all required federal and state training regarding mortgage lending

• Bank Secrecy Act responsibilities include identifying suspicious activity, reporting suspicious activity to the BSA Officer, monitoring high-risk loans, helping to identify high-risk customers, adhering to the Customer Identification Program (CIP) Policy and completes annual BSA training

The above is a description of the ordinary duties of the position. It is expected that from time to time other duties, both related and unrelated to the above, may be assigned and therefore, required.

We want our Bank to be diverse, where employees and customers feel comfortable.

We are an Equal Opportunity Employer.

Click here to apply for this position, or to explore other career opportunities at MutualOne Bank.

MutualOne Foundation awards $2,500 to Read to a Child in two Framingham schools

Read_to_a_childSteven M. Sousa, executive vice president and chief operating officer of MutualOne Bank and a MutualOne Charitable Foundation trustee, recently announced the Foundation’s award of $2,500 to support the Read to a Child program at the Brophy and Woodrow Wilson elementary schools in Framingham.

The lunchtime reading program in the two schools serves 95 students in grades one through four who are struggling with literacy. Adult volunteer mentors share one-on-one time with the students, instilling in them a love of reading and a love of learning.

“The Foundation award will allow Read to a Child to provide updated books and materials for the growing lunchtime reading program,” said Sousa. “We are pleased to help increase the success of these children in reading, and in life, through this program.”

Framingham Police receive $2,500 for National Night Out event

frampoliceA $2,500 grant from the MutualOne Charitable Foundation will help fund the Framingham Police Department’s National Night Out on August 4 from 4pm to 7pm.

National Night Out is a community-police awareness event held annually across the country since 1984. Locally, it brings Framingham families and seniors together with Framingham police and fire personnel for an evening of free barbecue served by the Framingham Housing Authority staff, music, tours of fire engines and squad cars, ice cream, and more.

MutualOne Foundation grants $10,000 to Boys & Girls Clubs Framingham Clubhouse

The MutualOne Charitable Foundation has awarded $10,000 to support programs provided by the Framingham Clubhouse of the Boys & Girls Clubs of MetroWest. Announcement of the grant was made today by Steven M. Sousa, executive vice president and chief operating officer of MutualOne Bank and a Foundation trustee.

The Framingham Clubhouse has over 900 registered members. An average of 260 youngsters between the ages of 6 and 18 participate each day in out-of-school programs at the Pearl Street location.

According to Sousa, the award will help support the Club’s “Youth Development Strategy,” which fosters a sense of belonging, competence, usefulness, and positive and responsible behavior, as well as healthy attitudes and lifestyles.

“The success of the programs and activities offered by the Pearl Street Clubhouse is important to our whole community, now and in the future,” Sousa said. “We are proud to lend our support, and to help ensure continued success as the program grows.”

Celebrating the MutualOne Charitable Foundation’s recent grant to the Boys & Girls Clubs of MetroWest are (Rear l-r) Rachel Stewart, Foundation administrative director; Francis X Hurley, Boys & Girls Clubs of MetroWest president; and Donna Gogliormella, manager of MutualOne Bank’s Lincoln Street, Framingham office together with program participants.

Celebrating the MutualOne Charitable Foundation’s recent grant to the Boys & Girls Clubs of MetroWest are (Rear l-r) Rachel Stewart, Foundation administrative director; Francis X Hurley, Boys & Girls Clubs of MetroWest president; and Donna Gogliormella, manager of MutualOne Bank’s Lincoln Street, Framingham office together with program participants.

Flynn joins MutualOne Bank as VP, Commercial Lending

David_FlynnDavid Flynn of Framingham has joined MutualOne Bank as vice president, commercial lending. He brings with him over 25 years of industry experience, most recently with Dedham Savings, where he was a vice president and commercial lender.

Flynn graduated from Terenure College in Dublin, Ireland. He is a member of the Cancer Care Givers Association, board member of the Irish Pastoral Association, and a former ambassador for the MetroWest Chamber of Commerce.

 

 

 

Ryan joins MutualOne Bank as VP, Commercial Lending

Jeffery_RyanJeffery D. Ryan of Westwood has joined MutualOne Bank as vice president, commercial lending. He brings with him 10 years of industry experience, most recently with South Shore Bank, where he was a vice president and commercial lender.

Ryan holds a bachelor’s degree from the University of Notre Dame and a master’s degree from the Kellogg Graduate School of Management.

 

 

 

 

Sun, Sand, and Cyber Security

Every summer, vacationers put their house lights on timers and their mail on hold when they travel away from home. It’s just as important when taking a vacation to take similar precautions with good cyber habits. Many cyber criminals specifically target travelers…

Criminals often set online lures to sell fake vacations or tickets. These may be just simple advertisements or sophisticated scams using realistic websites, complete with phone operators that will “assist” you.

Home Alone
Social media posts with pictures of tourist attractions may update your friends and family, but they also tell criminals that you’re on vacation and your house is empty. Other older posts may contain personal details or pictures of your home, telling thieves what items of value are in the house or how to circumvent security systems.

Stolen “Keys”
Sensitive data, such as login names and passwords, are especially valuable to criminals. One way criminals obtain such data is by installing a “keylogger” on hotel public computers. The keylogger records every keystroke typed on the computer and then transmits that information to the criminal.

Missed Connection
Some cyber criminals specialize in “sniffing” the Wi-Fi and public networks in airports and coffee shops, allowing the criminal to collect and read all information sent over a wireless network.

Other criminals use a practice called “juice jacking”, where the criminal rigs a public charging kiosk to siphon information directly from your device when you plug into it.

Who’s the Boss?
The cyber security threat doesn’t end with you; Social engineers often use information about a boss’ vacation to gain physical access or commit financial fraud. The social engineer knows that they can reference the boss and the boss will not be reachable to verify whether he/she really did order the “repairman” or gave instructions for a fraudulent wire transfer.

When in Rome…
Different countries have different laws, which may allow government employees or law enforcement full access to your device without your knowledge or permission. Some countries are known to collect all data residing in that country, while others collect data from devices left in hotel rooms. This may be very important in countries that do not have the same freedom of speech as the United States. Some of these countries are known to have jailed tourists who posted negative comments online about the government or who posted criminal activities online, such as the use of alcohol or drugs.

Luckily, with a little care it’s possible to avoid these problems. Follow these simple tips to ensure that the only memories from your vacation are good ones:

Easy Tips to Protect Yourself

• Use discretion when posting personal information on social media. This information is a treasure-trove to social engineers. Do not post information about travel plans or details; save the pictures and updates until after you return home.
• Set email away messages to only respond to known contacts in your address book.
• Disable geo-locational features, such as automatic status updates and friend finder functionalities.
• Remind friends and family members to exercise the same caution.

Easy Tips to Protect Your Devices

• Keep your electronic devices with you at all times.
• Before traveling abroad, change all passwords that you will use while traveling, and upon return change the passwords of any accounts that were accessed while abroad. This includes passwords used by social media websites and email providers, for which you have automatic logins.
• Do not access sensitive accounts (e.g. banks, credit cards, etc.) or conduct sensitive transactions over public networks, including hotel and airport Wi-Fi and business centers, or Internet cafés.
• Use up-to-date anti-virus, anti-spyware, and anti-adware protection software; apply recommended patches to your operating system and software.
• Use wired connections instead of Bluetooth or Wi-Fi connections, whenever possible.
• Do not plug USB cables into public charging stations; only connect USB powered devices using the intended AC power adapter.
• Know the local laws regarding online behavior, as some online behaviors are illegal in certain countries.

William H. Mayer, Esq. elected Director

William_MayerRobert P. Lamprey, chairman of the Board of Directors of MutualOne Bank, has announced the election of William H. Mayer, Esq. of Holliston as a director.

Mayer is a partner in the Framingham law firm of Mayer, Antonellis, Jachowicz & Haranas, LLP specializing in family law. He has been engaged in the practice of law since 1977 and has concentrated in the area of family law since 1984. He is also the current Town Counsel for the Town of Holliston.

A graduate of Framingham South High School, Mayer is a magna cum laude graduate of the University of Massachusetts in Amherst, and received a juris doctor degree from Suffolk University. He is a current member of the Massachusetts Judicial Nomination Commission; and former member of the Holliston Board of Selectmen and Holliston School Committee.

MutualOne Foundation helps bring Natick’s history to life

Mark R. Haranas, president and CEO of MutualOne Bank and a MutualOne Charitable Foundation trustee, announced today that the Foundation has awarded $1,750 to support the Natick Historical Society’s Educational Outreach Project. The donation will be used to enhance and improve the organization’s materials in a variety of media, including a new exhibit, printed rack cards, a printed banner, and an updated website.

“We are happy to help the Historical Society expand its outreach,” said Haranas. “The town has a rich history that deserves to be shared with not only today’s residents, but future generations as well.”

Celebrating the MutualOne Charitable Foundation’s award of $1,750 to the Natick Historical Society are (l-r): Ben Federlin, Natick Historical Society curator; Kady D’Addario, Natick Historical Society curatorial intern; Natick Historical Society Executive Director Jane Hennedy; Anna Meyer, Natick Historical Society curatorial intern; MutualOne Bank Natick Branch Manager Marie Harrington; Rick Subber, Natick Historical Society board member; Rachel Stewart, administrative director, MutualOne Charitable Foundation; and Jared Walske, Natick Historical Society archival intern.

Celebrating the MutualOne Charitable Foundation’s award of $1,750 to the Natick Historical Society are (l-r): Ben Federlin, Natick Historical Society curator; Kady D’Addario, Natick Historical Society curatorial intern; Natick Historical Society Executive Director Jane Hennedy; Anna Meyer, Natick Historical Society curatorial intern; MutualOne Bank Natick Branch Manager Marie Harrington; Rick Subber, Natick Historical Society board member; Rachel Stewart, administrative director, MutualOne Charitable Foundation; and Jared Walske, Natick Historical Society archival intern.