Keeping Children Safe Online

Reprinted from United States Computer Emergency Readiness Team Website

What uniUS-CERT-Intel-Microsoft-Red-Hat-Oracle-Affected-by-Privilege-Escalation-Flaw-2que risks are associated with children?

When a child is using your computer, normal safeguards and security practices may not be sufficient. Children present additional challenges because of their natural characteristics: innocence, curiosity, desire for independence, and fear of punishment. You need to consider these characteristics when determining how to protect your data and the child.

You may think that because the child is only playing a game, or researching a term paper, or typing a homework assignment, he or she can’t cause any harm. But what if, when saving her paper, the child deletes a necessary program file? Or what if she unintentionally visits a malicious web page that infects your computer with a virus? These are just two possible scenarios. Mistakes happen, but the child may not realize what she’s done or may not tell you what happened because she’s afraid of getting punished.

Online predators present another significant threat, particularly to children. Because the nature of the Internet is so anonymous, it is easy for people to misrepresent themselves and manipulate or trick other users (see Avoiding Social Engineering and Phishing Attacks for some examples). Adults often fall victim to these ploys, and children, who are usually much more open and trusting, are even easier targets. Another growing problem is cyberbullying. These threats are even greater if a child has access to email or instant messaging programs, visits chat rooms, and/or uses social networking sites.

What can you do?

• Be involved – Consider activities you can work on together, whether it be playing a game, researching a topic you had been talking about (e.g., family vacation spots, a particular hobby, a historical figure), or putting together a family newsletter. This will allow you to supervise your child’s online activities while teaching her good computer habits.

• Keep your computer in an open area – If your computer is in a high-traffic area, you will be able to easily monitor the computer activity. Not only does this accessibility deter a child from doing something she knows she’s not allowed to do, it also gives you the opportunity to intervene if you notice a behavior that could have negative consequences.

• Set rules and warn about dangers – Make sure your child knows the boundaries of what she is allowed to do on the computer. These boundaries should be appropriate for the child’s age, knowledge, and maturity, but they may include rules about how long she is allowed to be on the computer, what sites she is allowed to visit, what software programs she can use, and what tasks or activities she is allowed to do. You should also talk to children about the dangers of the Internet so that they recognize suspicious behavior or activity. Discuss the risks of sharing certain types of information (e.g., that they’re home alone) and the benefits to only communicating and sharing information with people they know (see Using Instant Messaging and Chat Rooms Safely, Staying Safe on Social Network Sites, and the document Socializing Securely: Using Social Networking Services for more information). The goal isn’t to scare them, it’s to make them more aware. Make sure to include the topic of cyberbullying in these discussions (see Dealing with Cyberbullies for more information).

• Monitor computer activity – Be aware of what your child is doing on the computer, including which websites she is visiting. If she is using email, instant messaging, or chat rooms, try to get a sense of who she is corresponding with and whether she actually knows them.

• Keep lines of communication open – Let your child know that she can approach you with any questions or concerns about behaviors or problems she may have encountered on the computer.

• Consider partitioning your computer into separate accounts – Most operating systems give you the option of creating a different user account for each user. If you’re worried that your child may accidentally access, modify, and/or delete your files, you can give her a separate account and decrease the amount of access and number of privileges they have. If you don’t have separate accounts, you need to be especially careful about your security settings. In addition to limiting functionality within your browser (see Evaluating Your Web Browser’s Security Settings for more information), avoid letting your browser remember passwords and other personal information (see Browsing Safely: Understanding Active Content and Cookies). Also, it is always important to keep your virus definitions up to date (see Understanding Anti-Virus Software).

• Consider implementing parental controls – You may be able to set some parental controls within your browser. For example, Internet Explorer allows you to restrict or allow certain websites to be viewed on your computer, and you can protect these settings with a password. To find those options, click Tools on your menu bar, select Internet Options, choose the Content tab, and click the Enable… button under Content Advisor.There are other resources you can use to control and/or monitor your child’s online activity. Some ISPs offer services designed to protect children online. Contact your ISP to see if any of these services are available. There are also special software programs you can install on your computer. Different programs offer different features and capabilities, so you can find one that best suits your needs.

For more information about how to keep your child safe online visit us-cert.gov.

Natick Days 2016

Our team had fun spending time with the community at Natick Days on Saturday September 10th. Thank you to everyone who stopped by our booth.

Employees of the Month

Congratulations to Donna Gogliormella, Personal Banker in our Concord Street office, and Wilhelmina “Mina” Murray, IT Specialist, on their selection as this month’s Employees of the Month.

Donna was selected for her role as a team player in helping new trainees, while delivering top notch customer service. Mina was recognized for her extensive contributions to the recent rewiring of the Bank’s Lincoln Street office.

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Donna Gogliormella (left) and Wilhelmina Murray (right)

Hoskins promoted to manager of MutualOne Bank Lincoln Street branch

M1B_Jean_HoskinsMark R. Haranas, president and CEO of MutualOne Bank, has announced the promotion of Jean M. Hoskins to the position of branch manager of the Bank’s One Lincoln Street office in Framingham.

Hoskins joined MutualOne Bank in January of this year as a senior personal banker. Her previous experience includes positions as store supervisor and customer service representative with TD Bank. Earlier in her career, she was an associate retail marketing manager and co-op manager with The Rockport Company.

She is a graduate of South Panola High School in Batesville, MS, and earned a bachelor’s degree in business management from Jackson (MS) State University.

A Framingham resident, Hoskins is a volunteer with the Pearl Street Cafe and a deacon at the Greater Framingham Community Church (GFCC). She also works with GFCC youth and is involved with mission and outreach work supporting various initiatives in both the MetroWest and international communities.

“Jean’s banking and management background and her dedication to others through her volunteer service work make her a perfect choice as a MutualOne branch manager,” said Haranas. “She shares our commitment to the individual and to the community.”

MutualOne Foundation provides $1,500 for headphones at Stapleton School

MF59581Chairman Robert P. Lamprey of the MutualOne Charitable Foundation announced today that a recent $1,500 Foundation donation will cover the purchase of five cases of brand name headphones for use by fifth grade students at the Mary E. Stapleton School in Framingham. The goal, Lamprey said, is to reduce noise distraction in classrooms where students are engaged in individual digital learning activities on devices such as Chromebooks and iPads.

According to special education teacher Debbie Price who sought the Foundation grant, there were more classroom electronic devices available to students than there were headphones, resulting in noise distractions that could compromise the learning experience.

 

MutualOne Bank tops Wicked Local list

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Thank you to our neighbors for selecting MutualOne Bank as one of their favorite businesses in WickedLocal’s annual reader poll. We are pleased to have been selected as the #1 Community Bank in Framingham, as well as to receive the Silver award for regional favorite, and honorable mention in Natick.

 

 

 

 

 

 

 

Brian Ledwith promoted to Executive Vice President at MutualOne Bank

Brian_Ledwith_EVPMark R. Haranas, president and CEO of MutualOne Bank, has announced the promotion of Brian E. Ledwith of Franklin to Executive Vice President and Senior Commercial Lender. In this position, he oversees the Bank’s commercial loan department.

Ledwith joined the Bank in 2007 as vice president and member of the commercial lending team. In 2013, he was promoted to senior vice president with responsibilities that included overseeing the commercial loan support staff.

He holds a bachelor’s degree from Boston College and graduated with honors from the America’s Community Bankers’ National School of Banking.

Ledwith has been active in coaching local youth athletics, including soccer and hockey. He is a past board member of the Franklin Educational Foundation, and past chairman of program development for the Tri-County Chamber of Commerce.

2016 Scholarship Awards

Mark R. Haranas, president and CEO of MutualOne Bank and a trustee of the MutualOne Charitable Foundation, announced today that the Foundation has awarded scholarships in the amount of $5,000 each to four students. They are Ana Asmar, Framingham High School; Sarah Woodlard, Natick High School; Caitlyn Snider, Marian High School; and Erin Dowdy, Joseph P. Keefe Regional Technical School.

Each of the scholarships is named to honor a prominent past member of the MutualOne Bank family including Roland J. Bunnell II, a Foundation trustee and MutualOne Bank senior vice president and member of the board of directors; Joseph M. Vincent, senior vice president and controller; Richard H. Potter, former president, CEO and chairman of the board of directors; and Charles W. Hickson, former president, CEO and board chairman.

“Higher education is an important investment, and we strongly believe that giving these exceptional students the opportunity to learn and grow is one way we can encourage a brighter future.” said Haranas.

CaitlynSnider ErinDowdy AnaAsmar

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Employees of the Month

Congratulations to Neveen Bakhet, personal banker II at our Natick office, and Luz Acevedo, operations specialist at our Main Office, on their selection as this month’s Employees of the Month.

Neveen was selected for her ability to work with customers to offer solutions for their financial needs. Luz was recognized for her willingness to learn new tasks and accept added responsibilities on short notice.

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Neveen Bakhet (left) and Luz Acevedo (right)

$2,500 Read to a Child award from MutualOne Foundation

Read_to_a_childChairman Robert P. Lamprey of the MutualOne Charitable Foundation has announced a $2,500 grant to Read to a Child in support of a lunchtime reading program for students in grades 1 through 4 at the Woodrow Wilson and Brophy elementary schools in Framingham.

The program currently provides one-on-one weekly reading time for 104 high-risk children who are paired with volunteer mentors from community corporate partners. Read to a Child’s mission is to increase literacy skills and improve social, emotional, and academic outcomes.

“The Foundation award to Read to a Child will help ensure the sustainability of this valuable literacy program,” said Lamprey. “We are convinced that the children it serves will have a better chance of success in life, starting at a very early age.”