Oversharing Online

Social engineering refers to the methods attackers use to manipulate people into sharing sensitive information, or taking an action, such as downloading a file. Sometimes a social engineer is able to rely solely on information posted online or will sometimes interact with the victim to persuade the victim to share details or perform an action.

Information posted online can seem harmless, until you think about how a social engineer could use the same information. By gathering multiple pieces of information from various sources, a cyber criminal could have enough facts about you to craft a very convincing social engineering scam. Think about how these seemingly innocuous details might be valuable to the cyber criminal:
• Posting a picture of your pet might give away your pet’s name, or posting a photo of your car would identify its color. Pet’s name and car color are common security questions.
• Answering a “meme” can give away personally identifiable information (PII) such as your date of birth or other sensitive information, including answers to security questions.
Be careful about how much information you post and think about how the various pieces might be combined for use by a cyber criminal.

Persuasion Scams
The following three common types of persuasion methods highlight different ways social engineers target victims through the Internet.

Tech Support Call Scams
In Tech Support Call Scams the scammer, claiming to work for a well-known software or technology company cold calls victims in an attempt to convince the victim that their computer is at risk of attack, attacking another computer, or is infected with malware, and that only the caller can remediate the problem. In convincing the victim, the scammer often persuades the victim to provide remote access to the victim’s computer. The scammer can then install malware or access sensitive information. In some variations the scammer persuades the victim to pay for unnecessary or fictitious antivirus software or software updates.

Romance Scams
In Romance Scams the malicious actors create fake profiles on dating websites and establish relationships with other site members. Once a sense of trust is established, the scammer fabricates an emergency and asks the victim for financial assistance. The scammer generally claims they will repay the victim as soon as the crisis is over, however, if the victim sends money, the scammer will prolong the scam, sometimes stealing thousands of dollars from the victim.

Traveler Scams
In this scenario, also known as the “Grandparent Scam,” malicious actors use information posted on social media websites by a traveling family member to trick other family members into sending money overseas. Often the scam targets the elderly, who are less likely to realize the information was originally posted online. The scammer will monitor social media websites for people traveling overseas, and then contact the family members, through the Internet or via phone, with a crisis and requesting that money be sent immediately. The scammers rely on all the information users post online about themselves and their trips, in order to convince the family member that they know the traveler and are privy to personal details, and thus should be trusted.

Easy Tips to Protect Yourself from Social Engineering
• Use discretion when posting personal information on social media. This information is a treasure-trove to scammers who will use it to feign trustworthiness.
• Before posting any information, consider: What does this information say about me? How can this information be used against me? Is this information, if combined with other information, harmful?
• Remind friends and family members to exercise the same caution. Request that they remove revealing information about you.
• Verify the identity of anyone who contacts you through different means – do not use the information they provide you.
• Do not send money to people you do not know and trust.

Public Notice on our application to relocate our Main Office

NOTICE

MutualOne Bank, Framingham, Massachusetts has petitioned the Massachusetts Division of Banks for permission to relocate the main office from 828 Concord Street, Framingham, Massachusetts 01701 to 160 Cochituate Road, Framingham, Massachusetts 01701. Any objections or comments relative to this proposal must be communicated in writing to the Commissioner of Banks, David J. Cotney, 1000 Washington Street, 10th Floor, Boston, MA 02118 no later than two weeks from the date of the posting of this notice.

Published:
• 828 Concord Street, Framingham, Massachusetts August 17 through September 16, 2015
• 160 Cochituate Road, Framingham, Massachusetts August 17 through September 16, 2015
• MutualOne.Com August 17 through September 16, 2015

Cepero joins MutualOne Bank as business banking specialist

Mathew_CeperoMark R. Haranas, president and CEO of MutualOne Bank, has announced that Mathew Cepero of East Bridgewater has joined the Bank as a business banking specialist.

Cepero will be responsible for service and support of commercial banking relationships throughout the organization. He is a United States Marine Corps veteran and worked most recently as a Corporate Sales Trainer and Licensed Banker at Citizens Bank.

 

 

 

Flynn joins MutualOne Bank as VP, Commercial Lending

David_FlynnDavid Flynn of Framingham has joined MutualOne Bank as vice president, commercial lending. He brings with him over 25 years of industry experience, most recently with Dedham Savings, where he was a vice president and commercial lender.

Flynn graduated from Terenure College in Dublin, Ireland. He is a member of the Cancer Care Givers Association, board member of the Irish Pastoral Association, and a former ambassador for the MetroWest Chamber of Commerce.

 

 

 

Ryan joins MutualOne Bank as VP, Commercial Lending

Jeffery_RyanJeffery D. Ryan of Westwood has joined MutualOne Bank as vice president, commercial lending. He brings with him 10 years of industry experience, most recently with South Shore Bank, where he was a vice president and commercial lender.

Ryan holds a bachelor’s degree from the University of Notre Dame and a master’s degree from the Kellogg Graduate School of Management.

 

 

 

 

William H. Mayer, Esq. elected Director

William_MayerRobert P. Lamprey, chairman of the Board of Directors of MutualOne Bank, has announced the election of William H. Mayer, Esq. of Holliston as a director.

Mayer is a partner in the Framingham law firm of Mayer, Antonellis, Jachowicz & Haranas, LLP specializing in family law. He has been engaged in the practice of law since 1977 and has concentrated in the area of family law since 1984. He is also the current Town Counsel for the Town of Holliston.

A graduate of Framingham South High School, Mayer is a magna cum laude graduate of the University of Massachusetts in Amherst, and received a juris doctor degree from Suffolk University. He is a current member of the Massachusetts Judicial Nomination Commission; and former member of the Holliston Board of Selectmen and Holliston School Committee.

MutualOne Foundation helps bring Natick’s history to life

Mark R. Haranas, president and CEO of MutualOne Bank and a MutualOne Charitable Foundation trustee, announced today that the Foundation has awarded $1,750 to support the Natick Historical Society’s Educational Outreach Project. The donation will be used to enhance and improve the organization’s materials in a variety of media, including a new exhibit, printed rack cards, a printed banner, and an updated website.

“We are happy to help the Historical Society expand its outreach,” said Haranas. “The town has a rich history that deserves to be shared with not only today’s residents, but future generations as well.”

Celebrating the MutualOne Charitable Foundation’s award of $1,750 to the Natick Historical Society are (l-r): Ben Federlin, Natick Historical Society curator; Kady D’Addario, Natick Historical Society curatorial intern; Natick Historical Society Executive Director Jane Hennedy; Anna Meyer, Natick Historical Society curatorial intern; MutualOne Bank Natick Branch Manager Marie Harrington; Rick Subber, Natick Historical Society board member; Rachel Stewart, administrative director, MutualOne Charitable Foundation; and Jared Walske, Natick Historical Society archival intern.

Celebrating the MutualOne Charitable Foundation’s award of $1,750 to the Natick Historical Society are (l-r): Ben Federlin, Natick Historical Society curator; Kady D’Addario, Natick Historical Society curatorial intern; Natick Historical Society Executive Director Jane Hennedy; Anna Meyer, Natick Historical Society curatorial intern; MutualOne Bank Natick Branch Manager Marie Harrington; Rick Subber, Natick Historical Society board member; Rachel Stewart, administrative director, MutualOne Charitable Foundation; and Jared Walske, Natick Historical Society archival intern.

MutualOne Foundation awards $1,000 to support 4th annual ‘Walk to Break the Silence’

PrintMark R. Haranas, president and CEO of MutualOne Bank and a MutualOne Charitable Foundation trustee, announced today that the Foundation has awarded a $1,000 grant in support of the 4th annual “Walk to Break the Silence” scheduled on the common in Downtown Framingham in October.

The walk-a-thon event, which will be sponsored in part by MutualOne Bank, will raise funds for Voices Against Violence, an organization providing free and confidential information, referrals, counseling, advocacy, support services and shelter to survivors/victims of sexual and domestic violence in the MetroWest area.

The pre-Walk rally will include special guests U.S. Representative Katherine Clark and Honorary Chair Gerry Leone, former Massachusetts attorney general. Walk participants will include community residents, former Voices Against Violence clients, students from Framingham State University and Framingham High School, members of the Framingham Police Department, and local and state officials.

MutualOne Foundation grants over $9,000 to SPARK Kindness

Robert P. Lamprey, chairman of the MutualOne Charitable Foundation, has announced a grant in the amount of $9,125 to SPARK Kindness, a Natick-based nonprofit devoted to creating and supporting a community culture that empowers youth and promotes kindness and respect.

With its award, MutualOne will be the premier corporate sponsor for the third season of the organization’s “Resilient Parent, Resilient Child” speaker series hosted at Natick High School and open to the entire MetroWest community.

The Foundation award will help build upon and strengthen the program by the addition of outstanding speakers and experts from beyond the local community. Planned topics include Internet safety/digital citizenship, mental wellness, inclusive education, bullying prevention, and substance abuse prevention.

“SPARK Kindness is helping to strengthen our community by directly addressing the concerns of local families and their children,” said Lamprey. “This type of programming is invaluable, and MutualOne is pleased to help make it even more impactful going forward.”

Rachel Stewart (center), administrative director, MutualOne Charitable Foundation, celebrating the Foundation’s grant to SPARK Kindness along with children from the program.

Rachel Stewart (center), administrative director, MutualOne Charitable Foundation, celebrating the Foundation’s grant to SPARK Kindness along with children from the program.

Taking part in the Charitable Foundation’s ceremonial check presentation to SPARK Kindness are (l to r): SPARK Kindness program parents Anna Zawadzka and Michele Moratta; SPARK Kindness Board Member & Clerk, Becky Moss; Rachel Stewart, administrative director, MutualOne Charitable Foundation; SPARK Kindness Board Member, Holly McKean; Christine Fortune Guthery, president and board member, SPARK Kindness; Lori Davis, director and board Member, SPARK Kindness; Karen Fossett, vice president and board member, SPARK Kindness.

Taking part in the Charitable Foundation’s ceremonial check presentation to SPARK Kindness are (l to r): SPARK Kindness program parents Anna Zawadzka and Michele Moratta; SPARK Kindness Board Member & Clerk, Becky Moss; Rachel Stewart, administrative director, MutualOne Charitable Foundation; SPARK Kindness Board Member, Holly McKean; Christine Fortune Guthery, president and board member, SPARK Kindness; Lori Davis, director and board Member, SPARK Kindness; Karen Fossett, vice president and board member, SPARK Kindness.

Rachel Stewart (left), administrative director of the Charitable Foundation, delivering the ceremonial check to Christine Fortune Guthery, president and board member, SPARK Kindness.

Rachel Stewart (left), administrative director of the Charitable Foundation, delivering the ceremonial check to Christine Fortune Guthery, president and board member, SPARK Kindness.

Framingham Girl Scouts’ Fundraiser

If you passed by our Concord Street office recently you may have noticed our parking lot buzzing with all kinds of activity – as we served as host for the Framingham Girls Scouts’ latest fundraiser. We were happy to see a steady stream of visitors stop by for a quick car wash and tasty treat in support of the Scouts. Congratulations on a great event, girls!

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