Hammering out a great partnership

ExceptionalAutoAccidents happen. And when they do, the pros at Exceptional Auto Body in Framingham can perform magic, making any mangled car like new again. But when owner Robert Lopez wanted to move his business to its current Blandin Avenue location a decade ago, he needed some financing magic.

“It used to be a junkyard that the town had taken over due to back taxes, so there were definitely some issues, including site cleanup,” Lopez recalls, noting that he had his doubts whether any bank would finance it. Until he called Larry Erickson at MutualOne Bank (then Framingham Co-operative Bank).

“I had a small business with no history. But Larry took a liking to my plan and backed me up on it,” Lopez says, noting that the Bank financed the site cleanup under the federal Brownfields Program, as well as construction of his facility. “If it wasn’t for Larry and the Bank, I wouldn’t be here today. They made it happen.”

Since then, Mutual One has supported Exceptional Auto Body’s growth, through equipment financing, vehicle loans and a commercial line of credit. “It’s been a great experience. They make the process so easy and personable,” Lopez says. “They have always been there for me, even through tough times.”

Lopez admits that he now gets calls from other banks frequently. “I just tell them I’m in bed with MutualOne Bank and I’m very happy. I would never leave.”

Ready for a banking partner totally fixed on your business success? Call Michael Bilinsky at 508.532.8305 or Steven J. Sousa at 508.532.8308 today. Learn more about Exceptional Auto Body at ExceptionalAutoBody.com.

Quality, integrity, and unmatched customer service.

The foundation of success.

M1BTo craft a quality home or development, you need more than just skilled labor and the right materials; you need a strong foundation on which to build. Brendon Homes – the quality home builder of choice for high end homes in the MetroWest area – has built upon a foundation of quality, integrity, and service for more than 25 years. That foundation is why the firm, which crafts condominiums, townhomes, developments, and luxury residences, has managed something that few builders have been able to do in recent years – grow.

Founder and President Kevin Giblin believes that the firm’s success would not have been possible without the support of their trusted banking partner, MutualOne. “MutualOne has always had a strong interest in helping us succeed. At a time when other banks weren’t lending, they were there for us. They have supported our plans and are always creative in helping structure financing to accommodate our needs. We have mutual respect with MutualOne,” said Kevin.

Brendon Giblin, Vice President of Brendon Homes, who works alongside his father, adds, “When the economy got challenging, we didn’t scale back; we adjusted our business model and used it as an opportunity for growth, aided by MutualOne Bank.”
The strong working relationship between Brendon Homes and MutualOne has resulted in the construction of several luxury homes and new housing developments that help strengthen local communities, including Deerfoot Estates, a luxury home development in Southborough.

Ready for a banking relationship to support your business growth? Call Michael Bilinsky at 508.532.8305 or Steven J. Sousa at 508.532.8308 today. To learn more about the extraordinary work of Brendon Homes, visit BrendonHomes.com.

“I wouldn’t build a home I wouldn’t be proud to live in myself.”
— Kevin Giblin, President, Brendon Homes

Home Depot® Data Breach

As you may have heard, Home Depot is investigating the theft of credit and debit card data from its payment systems. We have been informed that there is potential risk for transactions completed at Home Depot stores between April 11 and September 7, 2014. This announcement is yet another example of why it’s always important to monitor your accounts.

Where can I learn more about the breach and Home Depot’s response?
Home Depot released a preliminary announcement that it is working with law enforcement to investigate the breach. Check the Home Depot media center for updates.

How can I find out if my card was affected?
At this time, there is no need for customers to call us. We will receive a list of potentially compromised cards and we will contact you.

Should I reset my PIN?
The investigation is open and has not yet confirmed if PIN information was compromised. However, it is good practice to reset your card’s PIN periodically.

Should I cancel my card?
There is no need to cancel your card. We will automatically reissue your card if it was affected.

What should I do if I see suspicious charges on my account?
Monitor your account(s) and review your monthly statements carefully. Notify us immediately if you see any unauthorized activity by calling 508.820.4000.

If my card has been compromised, will MutualOne Bank reissue my card?
Yes. If we find your card has been compromised, we will send you a new card with a new number.

MutualOne Foundation supports literacy program at Framingham’s Barbieri school

With its recent $5,000 grant from the MutualOne Charitable Foundation, Operation Outreach-USA (OO-USA) will help up to 400 students in grades 1-3 at Barbieri Elementary School in Framingham develop literacy skills while learning compassion and respect for people, animals and the environment.

The school-based program aimed at underserved populations will provide books for the children to use in the classroom and to take home to build a personal library. It will also provide teacher instructional materials and parent guides in English, Spanish and Portuguese.

The MutualOne Charitable Foundation will be acknowledged on a book plate that each student personalizes and places in their books. The book plate contains a promise: “I pledge to be kind to people, animals, and the environment.”

Based in Holliston, OO-USA has provided literacy programs used in schools in all 50 states and has reached more than 1.2 million children and distributed more than 2.4 million books at no cost to schools or families.

Students helped celebrate the $5,000 MutualOne Charitable Foundation grant to Operation Outreach-USA (OO-USA) to support the development of literacy skills for students in grades 1-3 at the Barbieri Elementary School. With the students are, from left, Rachel Stewart, administrative director of the Foundation; Judith Golden, president of OO-USA; Dr. Susan J. McGilvray-Rivet, Barbieri principal;  teacher Sarah Pogson; Yasmine Ouweijan, manager of MutualOne Bank’s Concord Street-Framingham branch; and Jennifer Faber, assistant principal.

Students helped celebrate the $5,000 MutualOne Charitable Foundation grant to Operation Outreach-USA (OO-USA) to support the development of literacy skills for students in grades 1-3 at the Barbieri Elementary School. With the students are, from left, Rachel Stewart, administrative director of the Foundation; Judith Golden, president of OO-USA; Dr. Susan J. McGilvray-Rivet, Barbieri principal; teacher Sarah Pogson; Yasmine Ouweijan, manager of MutualOne Bank’s Concord Street-Framingham branch; and Jennifer Faber, assistant principal.

MutualOne Foundation purchases 10 iPads for Ashland High School

AEFIRobert P. Lamprey, chairman of the MutualOne Charitable Foundation, announced today that the Foundation has awarded $4,790 to the Ashland Education Foundation, Inc. (AEFI) for the purchase of 10 iPad Airs to give students at Ashland High School access to mobile learning technology.

“Before this campaign, students at Ashland High School were the only ones in the town’s public school system without access to mobile technology,” said Lamprey. “The MutualOne Charitable Foundation was happy to help close the gap.”

“The AEFI is grateful for the continued support from the MutualOne Charitable Foundation. Their donations to our educational community through the AEFI have helped us make significant impact directly in the classroom and to the daily lives of our students and teachers,” said Dr. Leslie Marci, AEFI president.

Habib, Sambuchi, Gilroy elected to new officer positions at MutualOne Bank

MutualOnePeopleThe Board of Directors of MutualOne Bank has elected three employees to new officer positions, according to an announcement today by Mark R. Haranas, president and CEO.

Rahnuma Habib of Ashland and Kimberly Sambuchi of Framingham were elected vice presidents. George Gilroy of Natick was elected assistant vice president and also promoted to technology officer.

Habib
Habib, who will oversee human resources and training, joined the Bank in 1998 as a teller. She became first human resources coordinator, and then HR manager, the following year. She was elected assistant vice president in 2012.

She earned a bachelor’s degree in economics in Bangladesh in 1991 and a bachelor’s degree in business management from Phoenix University in 2009. She received a master’s degree in management and human resources management in 2013 from Phoenix University. She has also attended Human Resources Law seminars through Rockhurst University Continuing Education Center.

Habib was the 2013 recipient of the Campaign Coordinator Award from the United Way of Tri-County. She is a member of the Massachusetts Banker’s Association HR Committee, the MetroWest HRMA, and the MetroWest HRMA executive board. She is a volunteer at Distressed Children International, an international nonprofit organization working to protect child rights.

Sambuchi
Kimberly Sambuchi, a Framingham resident, will oversee operations, electronic banking and client services. She has been with MutualOne Bank since joining as a teller in 2002, and served in positions of increased responsibility including customer service representative, retail banking analyst, and eBanking Manager. She was elected an assistant vice president in 2012.

Sambuchi is a graduate of Framingham High School and holds a bachelor’s degree in political science from Boston University and a master’s in business administration from Framingham State University. She also completed studies at the Mass Bankers Association New England School for Financial Studies.

Gilroy
Natick resident George Gilroy, previously IT support specialist, is now technology officer and assistant vice president.

He joined MutualOne Bank in 2012 with previous technology experience as a systems engineer with John Hancock Financial Services; and as Windows administrator with both MODIS IT and IBM. He began his career as network administrator with John Hancock Financial Services following graduation from Joseph P. Keefe Technical High School in Framingham.

MutualOne Bank Kicks-off Green Initiative with Solar Energy Installation

Partners with Solect Energy Development to deploy 25 kW solar energy solution at Framingham headquarters

MutualOne Bank has partnered with Solect Energy Development of Hopkinton to deploy a 22 kW renewable energy solar system at its Framingham, MA, headquarters. The system is expected to offset the bank’s electricity needs by approximately 25 percent, a savings of more than $10,000 annually.

“Solect is one of our partners and banking customers, and we’ve been able to see the solid financial benefits that solar energy offers and how Solect has been able to help their customers significantly cut electricity costs,” said Steve Sousa, executive vice president at MutualOne. “As we looked to be a better corporate citizen by becoming a greener company ourselves, solar made a lot of sense.”

In addition to cost savings, MutualOne is able to take advantage of state and federal tax incentives, including SRECs (Solar Renewable Energy Certificates), which solar system owners earn based on the amount of solar energy their system generates. SRECs are ultimately purchased by electrical utility providers in Massachusetts to help them meet their state-mandated goals of a percentage of power coming from renewable energy sources.

Solect and MutualOne also partner to help other businesses finance their solar PV systems.

“MutualOne quickly realized the benefits that solar energy could bring to their business and their bottom line,” said Ken Driscoll, Founder and CEO at Solect. “Renewable solar energy will help them reduce their electricity costs for years to come, while at the same time creating a solid revenue stream.”

Foundation supports renovation project at Greater Framingham Community Church

The MutualOne Charitable Foundation has awarded $5,000 to the Greater Framingham Community Church in support of renovations currently underway including roofing, exterior repairs, and major accessibility upgrades.

“We are thankful for this donation which will help us create the Academic Learning Resource Center to serve the greater Framingham communities in preparing youth to succeed in education,” stated Rev. Dr. J. Anthony Lloyd, pastor.

A $5,000 MutualOne Charitable Foundation grant supporting renovations underway at Greater Framingham Community Church is celebrated by the Rev. Dr. J. Anthony Lloyd, pastor; Rachel Stewart (left), the Foundation’s administrative director; and Yasmine Ouweijan, manager of MutualOne Bank’s Concord Street branch in Framingham.

A $5,000 MutualOne Charitable Foundation grant supporting renovations underway at Greater Framingham Community Church is celebrated by the Rev. Dr. J. Anthony Lloyd, pastor; Rachel Stewart (left), the Foundation’s administrative director; and Yasmine Ouweijan, manager of MutualOne Bank’s Concord Street branch in Framingham.

Second $10,000 award from MutualOne to The Center for the Arts in Natick

Robert P. Lamprey, chairman of the MutualOne Charitable Foundation, announced today that the Foundation has made the second $10,000 installment of a three-year $30,000 pledge to The Center for the Arts in Natick (TCAN).

The commitment to TCAN’s capital campaign supports the expansion of performance space through the renovation and restoration of the second floor of its Summer Street location.

The refurbished second floor will feature a performance hall that can be configured for film screenings, music or theater performances, cabaret style events, and a variety of other functions.

“MutualOne is pleased to invest in an initiative that will enhance the vibrancy of Natick’s downtown area and happy to support TCAN’s commitment to the arts,” said Lamprey.

Steven M. Sousa (left), executive vice president and chief operating officer of MutualOne Bank and a MutualOne Charitable Foundation trustee, and Rachel Stewart, administrative director of the Foundation, met recently with David Lavalley, executive director of The Center for the Arts in Natick (TCAN), to present the second installment of the Foundation’s three-year $30,000 TCAN pledge.

Steven M. Sousa (left), executive vice president and chief operating officer of MutualOne Bank and a MutualOne Charitable Foundation trustee, and Rachel Stewart, administrative director of the Foundation, met recently with David Lavalley, executive director of The Center for the Arts in Natick (TCAN), to present the second installment of the Foundation’s three-year $30,000 TCAN pledge.

Youth at Wayside Campus helped by $3,500 grant from MutualOne Foundation

A recent $3,500 grant from the MutualOne Charitable Foundation will enhance the quality of recreational and therapeutic treatment for adolescents at the Wayside Youth & Family Support Network’s Wayside Campus in Framingham.

According to Marisa Rowe, Wayside director of development & marketing, the award will be used to purchase sports and recreational equipment for the Wayside Campus gymnasium, to cover youth fees for Town recreational activities, and to purchase a yoga program specifically designed for children with behavioral and emotional problems.

“The Wayside campus serves more than 600 youth each year, with the goal of successfully transitioning them back to a community setting with their peers and families,” said Robert P. Lamprey, chairman of the MutualOne Charitable Foundation. “We are pleased to support the Wayside Youth & Family Support Network in its efforts to make that happen.”

“We are so grateful to receive this grant from the MutualOne Charitable Foundation that will provide funding for recreational opportunities for at-risk teens,” said Eric L. Masi, Ed.D, Wayside Youth & Family Support Network president & CEO. “The grant will give Wayside youth the chance to participate in town sports leagues and will allow us to develop a therapeutic yoga program and to purchase athletic equipment for children with special needs.”

A $3,500 grant from the MutualOne Charitable Foundation to enhance recreational and therapeutic treatment for youth at the Wayside Campus of the Wayside Youth & Family Support Network is celebrated by (l to r): Jacob Hanson, assistant program director (holding a specially designed mat used in the yoga program); Marisa Rowe, director of development and marketing; Rachel Stewart, administrative director of the Foundation; and Bretton Torkelson, Wayside Campus clinician.

A $3,500 grant from the MutualOne Charitable Foundation to enhance recreational and therapeutic treatment for youth at the Wayside Campus of the Wayside Youth & Family Support Network is celebrated by (l to r): Jacob Hanson, assistant program director (holding a specially designed mat used in the yoga program); Marisa Rowe, director of development and marketing; Rachel Stewart, administrative director of the Foundation; and Bretton Torkelson, Wayside Campus clinician.