Homeowners may be able to use the equity in their homes to finance home improvements, college tuition, or consolidate debt. We may be able to help you save by refinancing your existing equity loan or line. Plus, the interest paid may be tax-deductible. Check with your tax advisor for more information.

Get Started

• Apply Online in as little as 20 minutes;
• Call (508) 820-4000; or
• Visit our Residential Loan Center, 49 Main Street, Natick.

Programs

• Home Equity Loan*
  The rates on our Home Equity Loans are fixed, providing fixed monthly payments over the entire term of the loan. If you have limited equity, ask about our 100% Equity Loan for up to $25,000. There are no closing costs unless the property is held in a trust.
• Home Equity Line of Credit*
  Our Home Equity Line has the flexibility of a revolving line, with a variable rate of interest. There are no closing costs unless the property is held in a trust. Click here for important disclosures about Home Equity Lines of Credit.

For more information or answers to any questions, please visit our Client Service Center, use our Information Request Form, or call us at (508) 820-4000.

* A MutualOne Bank Checking account is required