|Program||Interest Rate||APR*||Monthly Payments per $1,000 borrowed|
|Home Equity Loans|
|Home Equity Line of Credit|
|20 Years 10/10 - Prime minus 1% for 12 months then Prime plus 0.||7.500%||7.500%|
|*Annual Percentage Rate (APR) is subject to change at any time. The APR is fixed for the first 12 months. Thereafter, the rate is Prime + 0% and is a variable rate based on the prime rate as published in the Wall Street Journal and adjusts monthly. Prime as of 8/1/2023 is 8.500%. Maximum APR is 18%. Loan to value not to exceed 80%. Available for 1-4 family primary residences and second homes. Early termination fee of $500 applies to lines closed within the first 36 months. Payments do not include Taxes or Insurance. The actual payment may be higher. Property Insurance required.|
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