Our Debit Mastercard® is recognized by merchants and ATMs across the country and around the world. And it features a host of additional benefits:
Debit cards in an instant
When you open an account, we print your card right in the office (it’s referred to as Instant Issue). No need to wait for something to arrive in the mail.
Need to replace a lost or damaged debit card? No problem. Visit any of our branches and we will print a new card while you wait. If you can’t make it to an office, you can complete a new card request within Online Banking and your new card will arrive in the mail.
Build your savings every time you shop
Our Debit Card Round Up program will do the saving work for you. With this free service, every time you make a purchase with your MutualOne Bank debit card, we’ll round it up to the nearest whole dollar and deposit the extra change into your companion savings account. Click here to learn more about Debit Card Round Up
Earn rewards when you use your card
Earn up to $15 each month just by using your MutualOne Bank debit card (10¢ per transaction).
Receive ATM surcharge rebates
With an Advantage Interest Checking account, you can get up to $15 each month in ATM surcharge rebates. Free Checking account holders will receive up to $10 each month. Click here to compare accounts.
Avoid surcharges at over 42,000 ATMs!
You can avoid surcharges altogether by using SUM® and MoneyPass® Network ATMs nationwide! Find out more about avoiding ATM surcharges.
We do not charge you to use an ATM
It doesn’t matter who owns the ATM, we will not charge you for using it. However, the owner of the ATM may impose a surcharge.
You can shop with your mobile wallet
With a mobile (or digital) wallet such as ApplePay®, Google Pay™, or Samsung Pay, you can securely store a digital version of your MutualOne Bank debit card on your smartphone. Once added, you can pay for purchases wherever you see the contactless payment symbol, simply by holding your device near the terminal. Learn more about mobile wallets and digital cards.
We will alert you if we detect suspicious activity
We take fraud seriously. And protecting your MutualOne Bank debit card is at the top of the list. If our monitoring system spots suspicious activity associated with your debit card, we will automatically send you an alert. Learn more about debit card alerts.
For more information or answers to any questions, please visit our Client Service Center, or use our Information Request Form.
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Apple, the Apple logo and Apple Pay have registered trademarks of Apple Inc.
Google Pay, Google Play, and the Google Pay logo are trademarks of Google LLC.
Samsung Pay and the Samsung Pay logo are trademarks of Samsung Electronics Co., Ltd.
