Our Debit MasterCard® is recognized at merchants and ATMs across the country and around the world. And it features a host of additional benefits:
Debit cards in an instant
When you open an account, we print your card right in the office (it’s referred to as Instant Issue). No need to wait for something to arrive in the mail.
Need to replace a lost or damaged debit card? No problem. Visit any of our branches and we will print a new card while you wait. If you can’t make it to an office, you can complete a new card request within Online Banking and your new card will arrive in the mail.
Debit Card Rewards
Earn up to $15 each month just by using your MutualOne Bank debit card (10¢ per transaction).
With an Advantage Interest Checking account, you can get up to $15 each month in ATM surcharge rebates. Free Checking account holders will receive up to $10 each month. Click here to compare accounts.
Avoid surcharges at over 42,000 ATMs!
You can avoid surcharges altogether by using SUM® and MoneyPass® Network ATMs nationwide! Find out more avoiding ATM surcharges.
We do not charge you to use an ATM
It doesn’t matter who owns the ATM, we will not charge you for using it. However, the owner of the ATM may impose a surcharge.
With a mobile (or digital) wallet such as ApplePay®, Google Pay™, or Samsung Pay, you can securely store a digital version of your MutualOne Bank debit card on your smartphone. Once added, you can pay for purchases wherever you see the contactless payment symbol, simply by holding your device near the terminal. Learn more about mobile wallets and digital cards.
We provide industry-leading technology, tools, and the expertise to protect your card, and your accounts, from fraud. Experienced fraud analysts work around-the-clock, watching for any suspicious card activity, ready to contact our customers if they detect potential fraud on your card. Click here for information about FraudWatch Plus if you are traveling overseas.