Whether purchasing your first home, refinancing, or moving on to your next place, our team of mortgage experts can help find the program that will work best for you and your budget. Our goal is to provide the highest level of service at competitive rates.
- Apply Online in as little as 20 minutes;
- Call (508) 820-4000; or
- Visit our Residential Loan Center, 49 Main Street, Natick.
Haven’t found the perfect home yet? Learn how you can pre-qualify now for a mortgage, with no obligation!
First-Time Home Buyer Program
Our mortgage professionals can help first-time home buyers understand the home financing process and identify special programs designed especially for the first-time buyer.
Because the rate remains locked throughout the life of the loan, you don’t have to worry about rate increases!
Adjustable Rate Mortgages (ARM)
An Adjustable Rate Mortgage might increase your buying power. The rate usually starts out lower than longer term fixed rates, and may adjust – up or down – through the life of the loan.
You can apply for up to $1,000,000 in financing through our online loan application. If your needs require a larger loan, please call our Loan Center at (508) 820-4000.
Construction to Permanent Financing
Building a home? Save time and money with one loan and one closing with MutualOne Bank. We offer both fixed & adjustable-rate loans designed to meet your needs. For information, please call our Loan Center at (508) 820-4000.
We finance owner-occupied and non-owner occupied multi-family properties. Please call our Loan Center at (508) 820-4000 for more information.
Mass Save® HEAT Loan
Improve the energy efficiency of your home and pay no interest on your loan. Our HEAT Loan program – sponsored by Mass Save® and utility companies – is available for qualified projects including:
- ENERGY STAR® Qualified Replacement Windows
- Attic, Wall, & Basement Insulation
- High Efficiency Heating Systems
- High Efficiency Domestic Hot Water Systems
- Solar Hot Water Systems