Commercial Lines of Credit
Use your line of credit to help manage cash flow or purchase inventory. Local businesses can get even faster decisions and access to funds with reduced documentation.
Commercial Term Loans
If you need to borrow a lump sum to purchase equipment or expand fixed assets, we offer loans with flexible terms and competitive rates.
Small Business Administration (SBA) Loans
SBA loans make borrowing money easier because the federal government provides a guarantee to the Bank as support for the loan. Businesses that may not qualify under our typical underwriting criteria are prime candidates for an SBA loan. You might want to consider an SBA loan to start or purchase a business, to finance equipment or other assets, or to create working capital for your business. And you should consider MutualOne because we are an SBA Preferred Lender, which allows us to provide expedited loan decisions.
Small Business Advantage – Loans up to $150,000
We think small businesses deserve a break. Our Small Business Loan Program does just that. It reduces the cost and hassle of getting the financing you need. It also cuts down on the paperwork. We offer Term Loans, Time Loans, and Lines of Credit under our Small Business Loan Program.