Effective June 1, 2021
Our business checking accounts receive a monthly earnings allowance based on the account balance. This allowance can offset all or part of the item fees listed below.
Commercial Checking
Item | Fee |
---|---|
Monthly Service Charge | $12.00 |
Deposit | $0.75 |
Each Item Deposited | $0.11 |
Each Check Paid | $0.19 |
ACH Items | $0.19 |
Free Business Checking Plus
Item | Fee |
---|---|
Monthly Service Charge | None |
First 200 transactions per month | None |
Additional items over $200 – Includes deposits, items deposited, ACH, ATM/Debit transactions, withdrawals and checks paid. | 0.30 each |
Schedule of Fees for Business Accounts
Overdraft, Insufficient or Uncollected Funds: Fees may be imposed for transactions created by checks, in-person withdrawals, ATM withdrawals or by any other electronic means, whether paid or unpaid. See charges listed below.
Service | Fee |
---|---|
Returned Deposit Item | $3.00 |
Stop Payment Request (per check or Automated Clearing House (ACH) electronic transaction) | $20.00 |
ACH Origination Service (per month) | $15.00 |
Regular Mobile Check Deposit Service $5,000 per day; $15,000 in any 30-day period | Free |
HIgh Limit Mobile Check Deposit Service $15,000 per day; $100,000 in any 30-day period | $7.95 (per month) |
Remote Check Deposit Service – Single Feed Scanner | $25.00 (per month) |
Remote Check Deposit Service – Multi Feed Scanner | $35.00 (per month) |
Attachment | $50.00 |
Audit Confirmation | $50.00 |
ACH Insufficient Funds | $29.00 |
Overdraft Charge (OD) – Items Paid (per item) | $29.00 |
Insufficient Funds Charge – Items Returned – Unpaid (per transaction) | $29.00 |
Uncollected Funds Charge – Items Paid or Returned Unpaid (per item) | $29.00 |
Coin Deposit (per bag) | $5.00 |
Returned Loan Payment Item | $29.00 |
OD Protection Transfer Fee | $2.00 |
Research per hour (minimum) | $50.00 |
Special Handling | Varies |
Tax Levy | $50.00 |
Treasurer’s Check | $5.00 |
Domestic Wire Transfer: Incoming | Free |
Domestic Wire Transfer: Outgoing | $20.00 |
International Wire Transfer: Incoming | Free |
International Wire Transfer: Outgoing | $40.00 |