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Home Equity

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If you own a home and have accumulated equity, you can take advantage of this powerful way to make home improvements or meet other expenses. MutualOne Bank offers two home equity solutions, depending on how you want to receive the funds.

Home Equity Line of Credit (HELOC)

Need to borrow money over time to finance home improvement projects, consolidate debt, or create a safety net for emergency expenses? Our revolving home equity line of credit gives you the flexibility to borrow and repay funds as you need them. You only pay for what you use.

Home Equity Loan

If you need money in a lump sum to make a big purchase like college expenses, home improvements, or even a wedding, a home equity loan may be right for you. You’ll enjoy the assurance of a fixed rate for a fixed term, making it easier to budget.

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