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MutualOne Bank offers the following products and services:

CONSUMER SERVICES

Checking/Savings

  • Free Checking
  • Free Student Checking
  • Advantage Interests Checking
  • Statement Savings
  • Kidz Savings
  • Money Market
  • Certificates of Deposit
  • Individual Retirement Accounts

Other retail services

  • Debit Cards
  • Automated Teller Machines
  • Online Bill Payment
  • Online Banking
  • Overdraft Transfer Services
  • Mobile Banking
  • Mobile Check Deposit
  • Overdraft Privileges
  • Telephone Banking

Residential/Consumer lending

  • Home Equity loans and lines of credit
  • Fixed rate and adjustable-rate mortgages
  • Mass Save Heat loans
  • Unsecured loans

BUSINESS/COMMERCIAL SERVICES:

Business Banking

  • Free Business Checking Plus
  • Commercial Checking
  • Business Interest Checking
  • IOLTA Accounts
  • Non-Profit Money Market
  • Statement Savings
  • Money Market
  • Certificates of Deposit
  • Commercial Real Estate Loans
  • Commercial Term Loans
  • Commercial Line of Credit
  • Commercial Construction Loans
  • Small Business Administration (SBA) loans

Other Business Services

  • Remote Check Deposit
  • Mobile Check Deposit
  • ACH Origination
  • Positive Pay
  • Wire Transfer
  • Lock Box
  • Sweep Account
  • Debit Card
  • Merchant Services
  • Online Bill Pay

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