Personal
mortgages
For more than a century, MutualOne Bank has been proud to help local people realize their dreams of homeownership. So, whether you’re looking to buy your first home, refinance the mortgage on an existing home, or trade up to a bigger home, we’re ready to move your plans forward.
Fixed-Rate Mortgages
Enjoy the predictability of fixed monthly mortgage payments that make budgeting easier. You’ll save with a competitive rate that won’t change and have the flexibility to choose the term that meets your budget – from 10 to 30 years.
Adjustable-Rate Mortgages (ARMs)
If you plan to live in your home for just a few years or if you expect your income to rise over time, you may benefit from an ARM. You can lock in a lower fixed rate for 1,3,5, or 7 years. After that period, your rate may adjust up or down, depending on the interest rate environment.
First-Time Home Buyer Program
Dreaming of owning a home? Our First-Time Home Buyer Program can help make it possible. It offers competitive rates, lower downpayment requirements, and easier qualification requirements.
Jumbo and Multi-Family Mortgages
Need a larger mortgage to purchase a more expensive or multi-family home? We offer fixed- and adjustable-rate jumbo mortgages with competitive rates and flexible terms to make it more affordable.
What would you like to do?
Pay for expenses
Home Equity Loans & Lines
improve efficiency
Mass Save HEAT Loans
make payments
Loan Payments