Privacy Statement
FACTS
What Does MutualOne Bank do with my Personal Information
Why?
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and income
- Account balances and payment history
- Credit history and credit scores
When you are no longer our customer, we continue to share your information as described in this notice.
How?
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons MutualOne Bank chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information
Does MutualOne Bank share?
Can you limit this sharing?
- Does MutualOne Share? YES
- Can you limit this sharing? NO
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
YES
NO
- Does MutualOne Share? YES
- Can you limit this sharing? NO
For our marketing purposes —
to offer our products and services to you.
YES
NO
- Does MutualOne Bank Share? NO
- Can you limit this sharing? We do not share.
For joint marketing with other financial companies.
NO
We do not share
- Does MutualOne Bank Share? NO
- Can you limit this sharing? We do not share.
For our affiliates’ everyday business purposes—
information about your transactions and experiences.
NO
We do not share
- Does MutualOne Bank Share? NO
- Can you limit this sharing? We do not share.
For our affiliates’ everyday business purposes—
information about your creditworthiness.
NO
We do not share
- Does MutualOne Share? NO
- Can you limit this sharing? We do not share.
For nonaffiliates to market to you
NO
We do not share
Questions?
Call MutualOne Bank at 508.820.4000.
Who are we
Who is providing this notice?
MutualOne Bank
What we do
How does MutualOne Bank protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does MutualOne Bank collect my personal information?
We collect your personal information, for example, when youz;
- Open an account or make deposits or withdrawals from your account
- Pay your bills or apply for a loan
- Use your debit card We also collect your personal information from others, such as credit bureaus, affiliates, or other companies
Why can’t I limit all sharing?
Federal law gives you the right to limit only
- Sharing for affiliates’ everyday business purposes – information about your creditworthiness
- Affiliates from using your information to market to you
- Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
- MutualOne Bank has no affiliates.
Nonaffliliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
- MutualOne Bank does not share with non-affiliates so they can market to you.
Joint Marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- MutualOne Bank does not jointly market.