MutualOne Bank offers the following products and services:
CONSUMER SERVICES
Checking/Savings
- Free Checking
- Free Student Checking
- Advantage Interest Checking
- Statement Savings
- Kidz Savings
- Money Market
- Certificates of Deposit
- Individual Retirement Accounts
Other retail services
- Debit Cards
- Automated Teller Machines
- Online bill payment
- Online banking
- Overdraft Transfer Services
- Mobile Banking
- Mobile check deposit
- Overdraft Privileges
- Telephone Banking
- Safe Deposit Boxes (Natick location only)
Residential/Consumer lending
- Home Equity loans and lines of credit
- Fixed rate and adjustable-rate mortgages
- Mass Save Heat loans
- Automobile loans
- Unsecured loans
- CD secured loans
BUSINESS/COMMERCIAL SERVICES:
Business Banking
- Free Business Checking
- Commercial Checking
- Statement Savings
- Money Market
- Non-Profit Money Market (for 501(c)3 businesses)
- IOLTA accounts
- Certificates of Deposit
- Term Loans
- Commercial Lines of Credit
- Small Business Administration (SBA) loans
- Commercial Real Estate loans
Other Business Services
- Remote Check deposit
- Sweep Account
- Debit Business Card
- Merchant Card Processing
- Online Bill Pay
- Mobile check deposit
- ACH Origination
- Lockbox Services