Effective August 1, 2025
Our business checking accounts receive a monthly earnings allowance based on the account balance. This allowance can offset all or part of the item fees listed below.
Commercial Checking
| Item | Fee |
|---|---|
| Monthly Service Charge | $12.00 |
| Deposit | $0.75 |
| Each Item Deposited | $0.15 |
| Each Check Paid | $0.19 |
| ACH Items | $0.19 |
Free Business Checking Plus
| Item | Fee |
|---|---|
| Monthly Service Charge | None |
| First 200 transactions per month | None |
| Additional items over 200 – Includes deposits, items deposited, Automated Clearing House (ACH), ATM/Debit transactions, withdrawals and checks paid. | 0.30 each |
Business Services
| Service | Fee |
|---|---|
| Returned Deposit Item | $5.00 |
| Stop Payment Request (per check) | $25.00 |
| ACH Origination Service (per month) | $15.00 |
| Remote Check Deposit Service – Monthly | $35.00 |
| Remote Check Deposit Service – Per Location | $35.00 |
| Attachment | $75.00 |
| Audit Confirmation | $50.00 |
| Coin Deposit (per bag) | $5.00 |
| Returned Loan Payment Item | $30.00 |
| OD Protection Transfer Fee | $2.00 |
| Research per hour (minimum) | $50.00 |
| Special Handling | Varies |
| Tax Levy | $75.00 |
| Domestic Wire Transfer: Incoming | $15.00 |
| Domestic Wire Transfer: Outgoing | $25.00 |
| International Wire Transfer: Incoming | $15.00 |
| International Wire Transfer: Outgoing | $40.00 |
| Positive Pay | $60.00 |
Business Overdraft, Insufficient or Uncollected Funds
Fees may be imposed for transactions created by checks, in-person withdrawals, ATM withdrawals, ACH withdrawals or by any other electronic means, whether paid or unpaid
| Item | Fee |
|---|---|
| Overdraft Charge (OD) – Items Paid (per item) | $30.00 |
| Insufficient Funds Charge – Items Returned Unpaid (per transaction) | $30.00 |
| Uncollected Funds Charge – Items Paid or Returned Unpaid (per item) | $30.00 |
Mobile Check Deposit
| Item | Fee |
|---|---|
| Regular Service $5,000 per day; $15,000 in any 30-day period | Free |
| High Limit Service - $15,000 per day; $100,000 in any 30-day period (per month) | $10.00 |