Effective September 30, 2025, the Federal Government will discontinue the use of paper checks, and instead will make all payments to individuals and businesses electronically only. According to the U.S. Department of the Treasury, the goal of this change is to improve the security of payments and avoid check fraud.
Customers receiving paper checks from the Government, which may include Social Security payments, veterans benefits or other Federal benefits, can enroll in Direct Deposit, which allows the payment to be deposited directly into your MutualOne Bank checking or savings account.
To enroll, use one of the following options:
- Call the Federal agency that pays your benefits and follow their instructions for enrolling in Direct Deposit. Click here for a list of the paying agencies’ contact information.
- Enroll online at GoDirect.gov
- Call the Electronic Payment Solution Center at (800) 967-6857, Monday – Friday 9:00am to 7:00pm (EST).
You will need your account number as well as the Bank’s Routing Number: 211371816.
If you have any questions, or need assistance setting up Direct Deposit, please contact Client Services at (508) 820-4010, or visit one of our offices in Natick or Framingham.